Before I give you the answer I first need to tell you a very important thing – the reason because of which there’s shortage of wealth in your life / business.
You misused / abused the riches that came your way in your past life so you are been made bereft of it in this life so that you realize its importance and learn to use it well.
Simply put, its because of PAST LIFE KARMA.
Let me explain you in a simpler and more contemporary way. Say you have a CREDIT CARD with a credit limit of INR 100k. Your monthly income although is INR 30k/month. Now because you have a credit card, you go berserk because of the high credit limit and go on a irresponsible spending spree and buy stuff for the entire INR 100k even though is beyond your monthly income and somehow think that you will find a way to pay it off when the time comes.
Now, a month goes by and you don’t pay your credit card (or maybe pay INR 5k), one more month goes by and you pay INR 5k more but this time the ba has added an INTEREST component of INR 1900 on the INR 95k (2% per month or 24% per year). The next month you the same 5k will payment will go or servicing the interest of INR 1900 and principal of INR 3100.
So, if you don’t payout your dues, your bank is only going to give you the reduced credit (INR 100k – INR 95k + INR 1.9k – INR 5k = INR 8.1k)
But imagine if you had used the credit to help someone else who was in need. They would return the money to you and enable you to pay off your dues.
KARMIC DEBT & CREDIT also works on similar grounds. Credit comes to you because of GOOD KARMA in the past life. When problems come your way its absolutely because of past life KARMIC DEBTS.
Any follower of SANATANA DHARMA would know that GODDESS MAHALAXMI is the one to pray to for prosperity and wealth. Praying INCREASES KARMIC CREDIT. . Charity helps in reducing KARMIC DEBT, but where & how you do it is important. Its like when you go to a doctor for a headache, he needs to check you personally to find the root cause of the headache. – is it a normal headache or is it because of high BP or something else. So Reducing KARMIC DEBT will need analysis of individual’s horoscope
With that understanding as the foundation I will move forward to suggesting the MAGIC MANTRA – in fact I am going to give you two.
- Kanakadhara Stotram – In sanskrit with meaning –
- The hymn was written in the 8th century CE by Adi Sankara, a revered Hindu philosopher and theologian. Sankara took Sanyasa (renunciation) at the age of eight.
- One day, as a young boy, he was begging for alms to prepare his lunch and happened upon the doorstep of a very poor Brahmin lady. Having nothing edible in her home, the lady frantically searched her house, only to find a single amla (Amalak, gooseberry) fruit which she then hesitantly offered to Sankara. Sankara was so moved by the incredible kindness and selflessness of this woman that he burst forth into poetry and sang 21 stanzas in praise of Goddess Lakshmi. Pleased by the beauty and power of the hymn, the Goddess appeared before him and asked him why he had remembered her. Sankara pleaded with the Goddess to reverse the fortunes of this lady’s family by granting her riches. At first, Goddess Lakshmi refused to do so, saying that the lady had not been charitable in her previous birth and was bound by the laws of karma to have a fate bound to poverty in her current birth. Sankara implored the Goddess that the lady’s act of absolute selflessness should absolve her of her sins of the past and that Lakshmi was the only one capable of changing the fate of someone by erasing or changing the writings of the future made by Lord Brahma. Goddess Lakshmi was so pleased that she instantly showered the lady’s house with goose berries made of pure gold.
- Sri Suktam – In sanskrit with meaning
- Shree Sukta is found at the end of the fifth mandala and before the commencement of the sixth mandala of rig Veda. This mandala is also called Atreya mandala. Because this Sukta comprises of fifteen Rig mantras, it is called ` Panchadasharcha’. During Parayana, additional verses are also added, though these are not considered to be a part of the Shree Sukta.
- Shree Sukta is very popular because it is used in the worship of Sri Lakshmi, the goddess of wealth and prosperity. However it does not address Lakshmi as merely the goddess of wealth and as the consort of Sri Narayana. It is a prayer to the divine mother of the cosmos. She is seen as the very power behind the sun and the moon. She is also identified with Agni or fire. Other gods like Shiva and Vishnu depend on this cosmic Shakti or power for all their doings. She is `Narayani’, the power of Sri Narayana, but at the same time she is also `Tryambake’, the consort of the three-eyed Lord, Sri Mahadeva.
Youtube links
Instructions
- These are to be done possibly everyday (if not at least on FRIDAYS).
- Get up before sunrise – Brush, take bath, wear washed clean and comfortable clothes (Veshti / Dhoti + Angavastram or Kurta + Pyjama)
- Find a quiet place in your home – preferably the NORTH EAST CORNER of the house / room or in front of your puja room or wherever you have the GODS in your house. You will need to keep the picture of GODDESS MAHALAXMI (if you don’t have one at your house already)
- Sit on a wooden POOJA ASANA / Puja chowki / Mane / Palaghai) facing east – sample – Puja Asana (Pooja Chowki / Mane)
- How to go about it
- Start with listening to the YOUTUBE videos – you can find many others versions if the one’s I have provided doesn’t suit you.
- The next step is to start following the text along with listening. It will take about 1–2 months to get to this stage
- The next step is to get rid of the audio and just read. It can take 3–6 months
- The last step is to get rid of the text and chant by yourself. It can take 6 months to an year to get to this stage
- Please ensure you do it at the same time everyday. Hopefully during sunrise (if possible)
- Final step is to offer NAIVEDHYA to GODDESS MAHALAKSHMI. it can be anything from fruits to plain rice, kheer, ladoos, or kaju/kishmish/badam / misri (kalkandu)- How to offer Naivedya to the God ?
Happy chanting.
Best of luck.
God bless.